For the past three decades, Cooper Capital has used CMO strategies and interest rate forecasting to help investors maximize returns and cash flow while minimizing risk.
Cooper Capital’s investment strategy, focused on CMO bonds and inverse floaters, is tailored to meet individual client needs. The Federal Reserve’s interest rate policy can have a dramatic impact on bond yields and valuations. Focusing primarily on this sector has allowed Cooper Capital to create a strategy based on investing, not speculating, which helps to reduce risk.
CMO stands for collateralized mortgage obligation. Banks and government agencies take large pools of mortgages, break them up into bonds and sell them to investors. Mortgage payments get passed through to the bondholder, and the banks get to issue more mortgages.
Make monthly mortgage payments
Process payments
Allocates payments to different bonds
Receive monthly cash flow of principal and interest
Sara Cooper is the president, CEO, and sole adviser behind Cooper Capital. After joining the company in 2004, Sara has spent years streamlining business management and developing a deep understanding of mortgage-backed securities. She has leveraged knowledge gleaned from her parents, the founders of the company, to gain an expertise in CMOs and the mortgage-backed bond sector. She lives in Sandpoint, Idaho with her husband and their dogs.
Kitty Cooper began managing money in 1984, helping widowed and divorced women cope with their new financial situations. Cooper Capital incorporated in 1991, and Kitty was eventually joined by Peter in 1993. Prior to that, Peter had worked as a senior vice president for Kidder Peabody & Co., where he wrote the internal policy and information book on CMOs for their fixed income department. Combined, Kitty and Peter had more than sixty years working in investments before they retired and passed the company into the capable hands of their daughter, Sara. Kitty passed away in 2017. Peter lives with his dog near Sara in Sandpoint, Idaho.